Banks are navigating new regulatory expectations: on capital requirements, digital-asset governance, and operational compliance. Theres ongoing debate on how regulation should balance financial stability with innovation, especially for AI, digital banking, and fintech integration. Find at least 2 journal articles on this topic and read and explain in your own language, if you were a bank manager or a regulator how would you navigate using AI in Fintech industry . One page long, 1.5 space Times new roman. Cite your resources.
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